Terms of Service

PART A

Section 1 – What AusDora Is / What AusDora Is Not

1.1 What AusDora Is

AusDora is a digital value exchange platform that does not directly custody user fiat funds or private cryptographic keys. AusDora enables users to interact with, exchange, and manage AUDD, an AUDD, an Australian Digital Dollar (AUDD), being an Australian dollar-backed digital stablecoin, within a primarily application-layer ledger environment with controlled integration to approved external wallet infrastructure.

AusDora operates an internal ledger and business logic layer that records user balances and facilitates peer-to-peer value exchanges between users. User balances displayed within the platform primarily represent internal accounting entries and do not generally correspond to individually controlled on-chain wallets.

AusDora does not mint, burn, or hold AUDD. All AUDD-related minting, burning, on-chain custody, private key management, and fiat currency handling are performed by regulated third-party service providers, including AUDC Pty Ltd, using institutional-grade wallet, custody, and blockchain infrastructure using institutional-grade wallet, custody, and blockchain infrastructure, including Wallet-as-a-Service (WaaS) and Custody-as-a-Service (CaaS) solutions where applicable.

Within the AusDora platform, value exchanges may be facilitated through conditional settlement (commercially referred to as “logical escrow”), whereby internal balances may be temporarily restricted until predefined conditions between users are met. This mechanism operates entirely off-chain and does not involve on-chain locking, freezing, or seizure of digital assets.

1.2 What AusDora Is Not

AusDora is not a bank, deposit-taking institution, or authorised financial institution.

AusDora does not:

hold, safeguard, or custody customer fiat funds;
operate individual on-chain wallets for users;
control or manage private cryptographic keys on behalf of users;
provide remittance or cross-border money transfer services;
transmit fiat currency domestically or internationally;
guarantee settlement or delivery of value outside the AusDora platform;
provide financial product advice, personal advice, or investment advice.

Any exchange, transfer, or settlement of value occurring outside the AusDora platform is conducted independently by users and is not directly executed or settled by AusDora, although limited review may occur for compliance, fraud prevention, dispute handling, or platform integrity purposes.

1.3 Role of Third-Party Providers

AusDora relies on third-party service providers to perform certain regulated functions, including but not limited to:

customer identity verification (KYC);
fiat on-ramp and off-ramp services;
minting and burning of AUDD;
on-chain custody and wallet infrastructure.
Wallet-as-a-Service (WaaS) infrastructure;
Compliance-as-a-Service (CaaS) support.

AusDora does not control, operate, or assume responsibility for the internal systems, wallets, or blockchain infrastructure of such providers, except to the extent required by applicable law.

1.4 Platform Scope and Limitations

AusDora provides a digital value exchange environment only. The platform does not act as a counterparty to user transactions and is not a party to any agreement or arrangement between users.

AusDora’s services are limited to:

maintaining internal records of AUDD balances;
enabling users to initiate internal AUDD balance movements within the platform;
applying platform rules, usage restrictions, and compliance controls.

AusDora makes no representations or warranties regarding:

the completion of transactions outside the platform;
the actions or performance of other users;
the continued availability or value of AUDD.

1.5 Regulatory Position

AusDora operates as a registered Digital Currency Exchange (DCE) for applicable Australian AML/CTF purposes within its operational scope.

AusDora does not operate as a remittance service provider, payment service provider, or financial institution under Australian law.

1.6 User Acknowledgement

By using the AusDora platform, users acknowledge and agree that:

AusDora does not custody funds or digital assets on their behalf;
internal balances are not bank deposits or stored-value accounts;
access to and use of AUDD depends on third-party providers;
AusDora’s role is limited to facilitating off-chain value exchange logic.

1.7 Interpretation

This Section 1 prevails in the event of any inconsistency with other sections of these Terms regarding custody, remittance, or the nature of AusDora’s services.

Section 2 – Eligibility & Account Creation

2.1 Eligibility

To be eligible to access and use the AusDora platform, a user must:

be at least eighteen (18) years of age, or the age of majority in their jurisdiction, whichever is higher;
have the legal capacity to enter into binding agreements;
successfully complete any identity verification, onboarding, or compliance checks required by AusDora or its third-party service providers;
not be prohibited from using the platform under applicable laws or sanctions regimes.

AusDora may, at its sole discretion, restrict or deny access to the platform where a user does not meet eligibility requirements or where access would expose AusDora to legal, regulatory, or compliance risk.

AusDora may restrict, refuse, suspend, or terminate access for politically exposed persons (PEPs), sanctioned individuals, users connected to restricted jurisdictions, or users presenting elevated AML/CTF, fraud, sanctions, or regulatory risk.

2.2 Account Creation

To use certain features of the AusDora platform, users must create an account.

Account creation may require users to:

provide accurate, current, and complete information;
undergo identity verification and screening procedures approved third-party providers, including AUDC Pty Ltd and associated verification or compliance service providers;
agree to these Terms and any additional platform policies.

2.3 Third-Party Onboarding and Verification

Identity verification, customer onboarding, and related compliance checks are performed by third-party service providers acting independently of AusDora.

AusDora:

does not control the internal processes, methodologies, or systems used by such providers;
does not guarantee the approval of any user by a third-party provider;
is not responsible for delays, rejections, or service interruptions arising from third-party onboarding processes.

Failure to successfully complete required onboarding or verification processes may result in an inability to access certain features of the platform or the suspension of an account.

Primary onboarding, customer identification, and sanctions screening are conducted by approved upstream providers. AusDora may request supplementary information or supporting documentation where reasonably required for compliance, fraud prevention, dispute resolution, account security, or regulatory obligations.

2.4 Ongoing Information Obligations

Users agree to:

maintain accurate and up-to-date account information;
promptly notify AusDora of any changes that may affect their eligibility or risk profile;
provide additional information or clarification where reasonably requested for compliance or risk management purposes.

Failure to comply with these obligations may result in temporary restrictions, enhanced monitoring, or suspension of access to the platform.

2.5 Account Security

Users are responsible for maintaining the confidentiality and security of their account credentials.

AusDora is not responsible for:

unauthorised access resulting from compromised user credentials;
actions taken through a user’s account where authentication requirements have been satisfied;
losses arising from user failure to safeguard access credentials.

Users must promptly notify AusDora of any suspected unauthorised access or security breach.

2.6 One Account per User

Unless expressly authorised by AusDora, each user may maintain only one account on the platform.

AusDora reserves the right to:

identify and restrict duplicate or related accounts;
consolidate, suspend, or terminate accounts where multiple accounts are used to circumvent platform rules or controls.

2.7 Suspension and Refusal of Access

AusDora may suspend, restrict, or refuse access to an account, with or without prior notice, where:

eligibility requirements are no longer met;
required verification cannot be completed or maintained;
continued access poses legal, regulatory, or compliance risk;
user activity is inconsistent with the intended use of the platform.

Such actions do not imply wrongdoing and may be taken as part of AusDora’s risk management obligations.

2.8 No Guarantee of Access

Access to the AusDora platform is provided on an “as available” basis. AusDora does not guarantee uninterrupted access or continued eligibility for any user.

Section 3 – AUDD, Third-Party Providers & Infrastructure

3.1 Use of AUDD

The AusDora platform enables users to interact with AUDD, a digital stablecoin denominated in Australian dollars.

AUDD is used within the platform as a digital unit of account for internal value exchange purposes only. AUDD balances displayed within AusDora represent internal ledger entries and do not constitute on-chain wallet balances or direct ownership of specific blockchain-based tokens by users.

AusDora does not issue, mint, redeem, or guarantee AUDD.

3.2 Third-Party Provider Role

All activities related to:

fiat currency handling;
AUDD minting and burning;
on-chain custody of AUDD;
private key management;
blockchain infrastructure and network operations,

are performed by regulated third-party service providers acting independently of AusDora.

AusDora relies on such providers to enable access to AUDD but does not control or operate their internal systems, wallets, or blockchain processes.

3.3 Third-Party Wallet and Custody Infrastructure

Access to AUDD is supported through third-party wallet, custody, and blockchain infrastructure provided by regulated service providers, including Wallet-as-a-Service (WaaS), compliance support services, and other approved custody infrastructure where applicable.

Under this arrangement:

AusDora does not hold or control private cryptographic keys.
AusDora does not directly custody on-chain digital assets.
Blockchain settlement infrastructure is operated by approved providers.

3.4 Balance Attribution

User balance attribution within the AusDora platform is maintained through AusDora’s internal ledger and accounting systems.

Displayed balances do not necessarily correspond to dedicated on-chain wallet addresses or directly identifiable blockchain assets.

3.5 Abstraction of Blockchain Operations

Blockchain-related operations, including minting, burning, and any cross-chain activity, are abstracted from the AusDora platform interface.

Users do not interact directly with blockchain networks, smart contracts, or wallet addresses through the AusDora platform.

AusDora makes no representations regarding:

the underlying blockchain networks used by third-party providers;
the availability, performance, or interoperability of such networks.

3.6 External Transfers and Withdrawals

Where supported, requests to withdraw AUDD from the AusDora platform to an external wallet are processed by the third-party provider in accordance with its own systems and policies.

AusDora:

does not execute or control on-chain transactions;
does not guarantee the completion of external transfers;
is not responsible for errors arising from incorrect wallet addresses or incompatible networks provided by users.

Any conversion, burning, or minting of AUDD required to process such withdrawals is handled by the relevant approved third-party provider in accordance with its systems and policies.

AusDora does not guarantee that external withdrawals will be available at all times or on all networks.

AUDD funding, redemption, withdrawal, minting, burning, and external transfer functionality may vary depending on third-party provider availability, eligibility requirements, verification status, supported networks, and jurisdiction.

3.7 No Custodial Relationship

Nothing in these Terms creates a custodial, trust, bailment, or fiduciary relationship between AusDora and any user in respect of AUDD or any other digital asset.

AusDora does not directly custody user private keys or independently safeguard on-chain assets, and does not assume responsibility for third-party custody infrastructure beyond its reasonable control.

3.8 Acknowledgement of Risk

Users acknowledge and accept that:

access to AUDD depends on third-party providers;
disruptions or failures in third-party systems may impact access to AUDD;
AusDora is not liable for losses arising from third-party custody, blockchain network issues, or provider actions beyond AusDora’s control.

3.9 Priority of Interpretation

This Section 3 prevails in the event of any inconsistency regarding custody, wallet structure, or blockchain operations elsewhere in these Terms.

Section 4 – Internal Balances & Ledger

4.1 Internal Ledger System

AusDora maintains an internal application-layer ledger that records value availability within the platform.

This internal ledger:

is used solely for accounting and platform functionality purposes;
reflects internal balance states within the AusDora platform;
does not represent on-chain wallet balances or blockchain addresses;
does not constitute custody, safekeeping, or direct control of on-chain digital assets by AusDora.

All balances displayed to users are internal records only and are independent from any underlying on-chain wallets operated by third-party providers.

4.2 Nature of Internal Balances

Internal balances within AusDora:

are not bank deposits;
are not stored-value accounts;
are not e-money or electronic money;
do not accrue interest or yield;
do not represent a claim against AusDora’s assets.

Internal balances represent a record of value available for use within the platform, subject to these Terms and applicable platform rules.

4.3 Credits and Debits

Internal balances may be credited or debited as a result of:

user-initiated internal transfers;
conditional settlement (logical escrow) activity;
platform adjustments arising from error correction, dispute outcomes, or compliance actions;
minting or burning instructions processed by third-party providers.

AusDora does not guarantee the timing, availability, or completion of any credit or debit where such actions depend on third-party systems.

4.4 Balance Availability and Restrictions

AusDora may apply temporary restrictions to internal balances, including marking balances as unavailable or reserved, in circumstances such as:

conditional settlement (escrow);
pending compliance review;
dispute resolution processes;
technical or operational issues.

Such restrictions:

operate solely within the internal ledger;
do not involve freezing, seizing, or locking on-chain digital assets;
do not constitute custody or direct ownership of user funds, but may involve temporary platform-level balance restrictions in accordance with these Terms.

4.5 No Ownership of Specific Tokens

Users acknowledge that:

they do not own or control specific on-chain AUDD tokens through the AusDora platform;
internal balances do not correspond to identifiable blockchain outputs or addresses;
any on-chain representation of AUDD is managed exclusively by third-party providers.

4.6 Ledger Accuracy and Corrections

AusDora takes reasonable steps to maintain accurate internal ledger records. However, users acknowledge that errors may occur.

AusDora reserves the right to:

correct internal ledger entries to address errors, discrepancies, or system faults;
reverse or adjust internal transactions where necessary to maintain ledger integrity;
notify users of material corrections where appropriate.

4.7 Suspension or Adjustment for Compliance Purposes

Where required by law or to manage regulatory, legal, or compliance risk, AusDora may:

suspend internal balance movements;
apply enhanced monitoring;
restrict access to certain platform features.

Such actions do not imply wrongdoing and are taken to ensure compliance with applicable obligations.

4.8 No Guarantee of Availability

AusDora does not guarantee that internal balances will be continuously available for use and makes no representations regarding uninterrupted access to platform features.

4.9 Priority of Interpretation

This Section 4 prevails in the event of any inconsistency relating to the nature, treatment, or availability of internal balances elsewhere in these Terms.

Section 5 – Conditional Settlement (Escrow)

5.1 Nature of Conditional Settlement

AusDora provides a conditional settlement mechanism (also referred to as “escrow”) that enables users to temporarily restrict the availability of internal balances while agreed conditions between users are pending.

This mechanism:

operates primarily within AusDora’s internal application-layer ledger;
does not involve on-chain locking, freezing, or control of digital assets;
does not constitute custody, trust, or safekeeping of funds by AusDora.

Conditional settlement is a logical accounting feature and not a financial or custodial service.

5.2 How Conditional Settlement Works

When users elect to use conditional settlement:

a specified amount of the user’s internal balance may be marked as restricted or unavailable within the internal ledger;
the restricted balance cannot be used for other platform transactions until the condition is resolved;
no on-chain transaction, wallet operation, or asset movement occurs as part of this process.

Conditional settlement remains effective only within the AusDora platform and has no effect outside the platform.

5.3 User Responsibility and Agreements

AusDora is not a party to any agreement, arrangement, or understanding between users that gives rise to the use of conditional settlement.

Users are solely responsible for:

defining the terms, conditions, and expectations of their transactions;
confirming whether agreed conditions have been met;
resolving any disputes arising from their arrangements.

AusDora does not generally verify, enforce, or guarantee the performance of obligations between users, except to the limited extent necessary for dispute handling, compliance review, fraud prevention, or platform integrity controls.

5.4 Release and Cancellation

Restricted balances may be released or made available based on:

user confirmation through the platform;
automated platform rules;
outcomes of dispute resolution processes.

AusDora does not guarantee the timing or outcome of any release or cancellation and does not assume liability for delays or failures arising from user actions or inaction.

5.5 Dispute Handling

Where a dispute arises in relation to a conditional settlement:

AusDora may provide a limited dispute handling process focused on platform rule compliance and internal ledger integrity;
AusDora does not act as a court, arbitrator, or legal adjudicator in relation to underlying contractual, legal, or factual disputes between users;
AusDora’s role is limited to determining how internal balances are reflected within the platform in accordance with its rules.

Dispute handling does not involve seizure, confiscation, or transfer of on-chain assets.

5.6 No Guarantee of Outcome

AusDora does not guarantee:

successful completion of any transaction using conditional settlement;
resolution of disputes in a user’s favour;
recovery of value outside the platform.

Users acknowledge that conditional settlement is used at their own risk.

5.7 Compliance and Risk Controls

AusDora may monitor conditional settlement activity for:

misuse or abuse of platform features;
patterns inconsistent with intended peer-to-peer use;
compliance with applicable laws and platform policies.

AusDora may impose restrictions, enhanced monitoring, or access limitations where conditional settlement is used in a manner that poses legal, regulatory, or compliance risk.

5.8 No Fiduciary or Custodial Relationship

Nothing in this Section creates a fiduciary, custodial, trustee, or escrow agent relationship between AusDora and any user.

AusDora does not directly custody user private keys or independently control on-chain digital assets on behalf of users and does not act as an intermediary for settlement outside the platform.

5.9 External Condition Limitation

Users acknowledge that:

conditional settlement depends on events that occur outside the platform;
AusDora does not verify the occurrence of such events;
confirmation by users is the primary operational trigger for conditional settlement release, subject to platform rules, dispute review, and compliance controls.

AusDora does not ordinarily determine whether an external payment has occurred, only whether platform conditions have been satisfied.

5.10 Priority of Interpretation

This Section 5 prevails in the event of any inconsistency regarding escrow, conditional settlement, or dispute handling elsewhere in these Terms.

Section 6 – User Obligations & Prohibited Use

6.1 User Obligations

Users agree to:

use the AusDora platform only for lawful purposes;
comply with these Terms and all applicable laws and regulations;
provide accurate, complete, and up-to-date information when required;
act in good faith when engaging with other users;
ensure that any agreements or arrangements entered into with other users are lawful and enforceable.

Users are solely responsible for their conduct, communications, and transactions conducted through the platform.

6.2 Prohibited Use

Users must not use the AusDora platform to:

engage in illegal, fraudulent, deceptive, or misleading activity;
facilitate money laundering, terrorism financing, or sanctions evasion;
circumvent platform controls, monitoring systems, or compliance measures;
create, use, or control multiple accounts to evade restrictions or thresholds;
manipulate, misuse, or abuse the conditional settlement (escrow) mechanism;
engage in circular, wash, or artificial transactions designed to obscure the origin, movement, or purpose of value;
interfere with the integrity, security, or availability of the platform.

6.3 No Remittance or Off-Platform Settlement

Users acknowledge that:

AusDora does not provide remittance or cross-border money transfer services;
AusDora does not transmit fiat currency domestically or internationally;
any settlement, exchange, or transfer of value outside the AusDora platform is conducted independently by users and is not directly executed or settled by AusDora, although limited review may occur for compliance, fraud prevention, dispute handling, or platform integrity purposes.

Users must not represent AusDora as facilitating or guaranteeing off-platform settlement.

6.4 Compliance Monitoring

AusDora monitors platform activity for compliance, risk management, and regulatory purposes.

Users acknowledge and agree that:

activity may be subject to automated or manual review;
monitoring primarily focuses on application-layer behavioural indicators, including transaction patterns, conditional settlement usage, and account activity;
limited third-party blockchain analytics may be used where required for compliance, sanctions screening, fraud prevention, or risk management.

AusDora may request additional information or clarification where reasonably required to meet its compliance obligations.

6.5 Restrictions and Enforcement

Where AusDora reasonably determines that a user has breached these Terms or poses legal, regulatory, or compliance risk, AusDora may:

restrict or suspend access to platform features;
apply enhanced monitoring;
limit or disable the use of conditional settlement;
terminate the user’s account.

Such actions may be taken with or without prior notice and do not imply wrongdoing.

6.6 No Guarantee of Counterparty Performance

AusDora does not guarantee:

the identity, reliability, or performance of other users;
the completion of transactions initiated through the platform;
the satisfaction of any conditions agreed between users.

Users transact with other users at their own risk.

6.7 Reporting Obligations

AusDora may be required to report certain activity to regulators or authorities in accordance with applicable law.

AusDora may submit regulatory reports, including suspicious matter reports, or other reports required under applicable AML/CTF legislation, without notifying the affected user where prohibited or restricted by law.

Users acknowledge that:

AusDora may submit reports without notice to the user;
AusDora is not obligated to disclose the existence or content of such reports.

6.8 Consequences of Breach

Breach of these Terms may result in:

immediate restriction or termination of access;
temporary or permanent restriction of access to internal balances;
reporting to relevant authorities where required by law.

AusDora shall not be liable for losses arising from enforcement actions taken in accordance with these Terms.

6.9 Priority of Interpretation

This Section 6 prevails in the event of any inconsistency regarding user conduct, prohibited activities, or enforcement elsewhere in these Terms.

Section 7 - External Payments & Third-Party Restrictions

7.1 No Control Over External Payments

Users acknowledge that any fiat or external payment (including “Home Currency Payments”) occurs outside the AusDora platform and is not initiated, processed, or controlled by AusDora.

AusDora:

does not transmit fiat funds;
does not execute bank transfers and does not independently verify external bank transfers, except to the limited extent required for dispute handling, fraud prevention, or compliance review
does not guarantee payment settlement.

7.2 User Responsibility for External Payments

Users are solely responsible for:

ensuring correct payment details;
confirming receipt of funds through their own bank;
verifying the identity of the counterparty.

AusDora does not act as an intermediary, escrow agent, or payment processor for external transactions.

7.3 External Account Verification

AusDora may require users to verify ownership of external payment accounts, including Home Currency accounts, before those accounts may be used in connection with platform activity.

Verification may include bank statements, account ownership documents, screenshots from banking applications, or other supporting documents requested by AusDora.

AusDora may reject, restrict, or remove an external payment account where ownership cannot be reasonably established or where the account presents fraud, AML/CTF, sanctions, or operational risk.

7.4 Strict Prohibition of Third-Party Payments

Users must not:

send payments from accounts not held in their own name;
receive payments from third parties;
instruct or accept alternative payment accounts outside the order.

Example:
❌ A buyer uses a relative’s bank account to send funds. This is a prohibited third-party payment.
A buyer sends funds from their own verified account. This is a valid payment.

7.5 Consequences of Third-Party Payments

Where a third-party payment is identified or suspected:

the transaction may be deemed invalid;
escrow conditions may be considered unmet;
funds may be reverted in accordance with platform rules;
user accounts may be restricted or suspended.

AusDora is not liable for any losses arising from such payments.

7.6 Payment Validity Standard

A payment will only be considered valid for platform purposes where:

the receiving user confirms receipt via their own banking interface; and
the sender’s name matches the verified identity of the initiating user.

7.7 Priority of Bank Confirmation

Bank confirmation, app notifications, or statements may be considered as user-provided information for platform dispute purposes. AusDora does not ordinarily independently verify external bank transactions beyond limited review of user-provided evidence and does not act as a financial arbitrator.

7.8 Payments Outside Order Instructions

Users must only use payment details displayed within the platform order.

Any payment made:

to a different account;
based on chat instructions;
outside the defined order;

It is made entirely at the user’s own risk.

Example:
❌ Seller sends new bank details via chat → buyer pays there. (Not protected)
Buyer uses the account shown in the order. (Protected)

7.9 No Obligation to Recover External Payments

AusDora:

cannot reverse bank transfers;
cannot recover external payments;
cannot compel third parties to return funds.

Users must resolve such issues directly with their bank.

Section 8 - Dispute Evidence Standard

8.1 Evidence Hierarchy

In dispute resolution, AusDora may consider user-provided information in the following order of relevance:

Confirmation from the receiving user
Bank statements or bank confirmation provided by a user
Platform activity logs
In-platform communications and timestamps
User-submitted receipts or screenshots

8.2 No Financial Adjudication

AusDora does not:

directly verify bank transactions with financial institutions and relies primarily on user-provided evidence and platform records
determine ownership of fiat funds;
act as a financial arbitrator.

Decisions are based solely on:

platform rules;
user confirmations;
internal ledger integrity.

Any review performed by AusDora is limited to platform rule compliance, user confirmations, behavioural indicators, and internal ledger integrity.

Section 9 – Fees, Charges & Taxes

9.1 Platform Fees

AusDora may charge fees for access to or use of certain platform features.

Any applicable fees:

will be disclosed to users prior to the relevant transaction or activity;
may be charged on a per-transaction, per-use, or periodic basis;
may vary based on user activity, platform features, or risk considerations.

AusDora reserves the right to modify its fee structure from time to time in accordance with these Terms.

9.2 Third-Party Fees

Users acknowledge that fees may be charged by third-party service providers, including but not limited to:

onboarding and identity verification services;
fiat on-ramp and off-ramp services;
AUDD minting, burning, or withdrawal processing;
blockchain network or infrastructure services.

Such fees are determined independently by third-party providers and are not controlled by AusDora.

AusDora is not responsible for the amount, calculation, or collection of third-party fees, except where expressly stated.

9.3 Fee Deductions and Internal Balances

Where applicable, fees charged by AusDora may be:

deducted from a user’s internal balance;
reflected as adjustments within the internal ledger.

Fee deductions operate primarily within AusDora’s internal application-layer ledger and do not involve on-chain transactions or custody of digital assets by AusDora.

9.4 Taxes

Users are solely responsible for determining and fulfilling any tax obligations arising from their use of the AusDora platform, including taxes related to:

digital asset transactions;
value exchange activity;
gains, losses, or income.

AusDora does not provide tax advice and does not calculate, withhold, or remit taxes on behalf of users, except where required by applicable law.

9.5 No Interest or Yield

Internal balances held within the AusDora platform:

do not earn interest;
do not generate yield or returns;
are not investment products.

Any fees charged do not create an entitlement to financial returns or profit-sharing.

9.6 Fee Disputes

Users may raise questions or disputes regarding platform fees in accordance with AusDora’s dispute handling procedures.

AusDora may, at its discretion:

review fee-related disputes;
correct errors where identified;
decline refunds where fees were correctly applied.

9.7 Changes to Fees

AusDora may amend its fees at any time by providing reasonable notice through the platform or other communication channels.

Continued use of the platform after fee changes take effect constitutes acceptance of the revised fees.

9.8 Priority of Interpretation

This Section 9 prevails in the event of any inconsistency regarding fees, charges, or taxes elsewhere in these Terms.

PART B – STANDARD LEGAL SECTIONS

Section 10 – Intellectual Property

All intellectual property rights in the AusDora platform, including software, content, trademarks, logos, and documentation, are owned by AusDora or its licensors.

Users are granted a limited, non-exclusive, non-transferable licence to access and use the platform in accordance with these Terms.

Section 11 – Privacy & Data

Personal information is handled in accordance with AusDora’s Privacy Policy.

AusDora may share information with third-party providers for onboarding, compliance, and operational purposes as required by law.

Section 12 – Platform Availability & Modifications

The platform is provided on an “as is” and “as available” basis.

AusDora may modify, suspend, or discontinue any part of the platform at any time.

Section 13 – General Disclaimers

AusDora makes no warranties regarding uninterrupted access, error-free operation, or suitability for any particular purpose.

Use of the platform is at the user’s own risk.

Section 14 – Limitation of Liability

To the maximum extent permitted by law, AusDora is not liable for indirect, incidental, special, or consequential losses arising from use of the platform.Without limiting the above, AusDora is not liable for losses arising from third-party provider failures, blockchain network disruptions, wallet infrastructure outages, API failures, regulatory intervention, sanctions restrictions, incorrect user instructions, external payment failures, or events beyond AusDora’s reasonable control.

Section 15 – Indemnity

Users agree to indemnify and hold harmless AusDora from claims arising from their use of the platform or breach of these Terms.

Section 16 – Termination

AusDora may suspend or terminate access to the platform at any time in accordance with these Terms.

Section 17 – Governing Law & Jurisdiction

These Terms are governed by the laws of South Australia, Australia, and the courts of South Australia have exclusive jurisdiction.

Section 18 – General Provisions

These Terms constitute the entire agreement between the parties and may be updated from time to time. Continued use constitutes acceptance of updated Terms.